Privacy Policy

1. Introduction

iStockLens ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our data-driven financial education and analysis platform.

By using our service, you agree to the collection and use of information in accordance with this policy.

2. Information We Collect

2.1 Personal Information

We may collect the following personal information:

• Name and email address when you register for an account
• Password for authentication (stored securely using industry-standard hashing)
• Payment and billing information (processed securely by Stripe; we do not store full card numbers)
• Company names and ticker symbols you search for
• Usage data and preferences
• Communication and marketing preferences

2.2 Usage Data

We automatically collect certain information when you use our service:

• IP address and device information
• Browser type and version
• Pages visited and time spent on our platform
• Search queries and report generation history
• Error logs and performance data

2.3 Cookies and Similar Technologies

We use cookies and similar technologies to:

• Essential Cookies: Required for authentication, security, and core functionality
• Preference Cookies: Remember your settings and preferences
• Analytics Cookies: Help us understand how you use our service to improve it

You can control cookies through your browser settings. However, disabling essential cookies may prevent you from using certain features of our service.

3. How We Use Your Information

We use the collected information for the following purposes:

• Provide and maintain our financial education and analysis service
• Process your requests for company reports and analysis
• Authenticate users and secure your account
• Process payments and manage subscriptions
• Improve our platform and develop new features
• Send important service updates and notifications
• Send marketing communications (with your consent)
• Respond to your inquiries and provide customer support
• Comply with legal obligations and enforce our Terms of Service

3.1 Automated Processing

Our service uses mathematical algorithms and quantitative models to generate financial analysis reports. When you request a report:

• Your search queries are processed by our automated scoring algorithms, which calculate metrics from publicly available financial data
• Signal labels (e.g., Buy, Hold, Avoid) are determined by mathematical formulas applied to financial ratios, growth metrics, and other quantitative factors
• Third-party large language models (LLMs) are used solely to generate plain-English narrative summaries and news digests — they do not determine scores, signals, or any analytical outputs
• Algorithmically generated content does not make decisions that have legal or significant effects on you
• You can request human review of any concerns by contacting us

The automated reports are for educational and informational purposes only and do not constitute investment advice.

4. Data Sharing and Disclosure

We do not sell, trade, or rent your personal information to third parties. We may share your information in the following circumstances:

• Service Providers: With trusted third-party services that help us operate our platform (e.g., hosting, analytics, payment processing)
• Legal Requirements: When required by law or to protect our rights and safety
• Business Transfers: In connection with a merger, acquisition, or sale of assets
• Consent: With your explicit consent for specific purposes

5. Data Security

We implement appropriate security measures to protect your information:

• Encryption of data in transit and at rest
• Secure authentication and access controls
• Regular security assessments and updates
• Limited access to personal information on a need-to-know basis
• Secure data centers and infrastructure

6. Data Retention

We retain your personal information for as long as necessary to provide our services and comply with legal obligations. Account data is retained while your account is active and for a reasonable period after deactivation for backup and recovery purposes.

7. Your Rights

You have the following rights regarding your personal information:

• Access: Request a copy of your personal information
• Correction: Update or correct inaccurate information
• Deletion: Request deletion of your personal information
• Portability: Request a copy of your data in a portable format
• Objection: Object to certain processing of your information
• Withdrawal: Withdraw consent where processing is based on consent

To exercise any of these rights, please contact us at admin@istocklens.com. We will respond to your request within 30 days.

8. International Users and GDPR

If you are located in the European Union (EU), European Economic Area (EEA), or United Kingdom (UK), you have additional rights under the General Data Protection Regulation (GDPR):

8.1 Legal Basis for Processing

We process your personal data based on the following legal grounds:

• Contract: Processing necessary to provide you with our services
• Consent: Where you have given explicit consent (e.g., marketing emails)
• Legitimate Interests: For fraud prevention, security, and service improvement
• Legal Obligation: Where required to comply with applicable laws

8.2 International Data Transfers

Your data may be transferred to and processed in countries outside the EU/EEA, including the United States where our servers and service providers are located. We ensure appropriate safeguards are in place, including Standard Contractual Clauses approved by the European Commission.

8.3 Right to Lodge a Complaint

If you believe we have not handled your personal data properly, you have the right to lodge a complaint with your local data protection supervisory authority.

9. California Privacy Rights (CCPA)

If you are a California resident, you have additional rights under the California Consumer Privacy Act (CCPA):

• Right to Know: Request information about the categories and specific pieces of personal information we have collected
• Right to Delete: Request deletion of your personal information
• Right to Opt-Out: Opt out of the sale of your personal information
• Right to Non-Discrimination: We will not discriminate against you for exercising your privacy rights

We do not sell your personal information. We do not share your personal information with third parties for their direct marketing purposes.

To exercise your California privacy rights, contact us at admin@istocklens.com or use the contact information below.

10. Third-Party Services

Our platform integrates with third-party services to provide our features:

• Financial Modeling Prep: For financial data and market information
• Stripe: For secure payment processing
• Supabase: For authentication and database services
• Large language model providers (e.g., OpenAI): Solely for generating plain-English narrative summaries of financial data — not used for scoring or signal determination

These services have their own privacy policies, and we encourage you to review them.

11. Children's Privacy

Our service is not intended for children under 18 years of age. We do not knowingly collect personal information from children under 18. If you are a parent or guardian and believe your child has provided us with personal information, please contact us.

12. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last updated" date. For material changes, we may also notify you by email. Your continued use of our service after any changes constitutes acceptance of the updated policy.

13. Contact Us

If you have any questions about this Privacy Policy, our data practices, or wish to exercise your privacy rights, please contact us:

For more information about how we operate, please see our Terms of Service.